Covey Learn / Track 5

Blockchain and Digital Finance

Blockchains, digital wallets, smart contracts, and the XRPL. Learn the technology that powers Covey's transparency and trust layer.

18 lessons · 79 min total

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The Trust Problem

Three lessons on game theory: why rational actors produce irrational outcomes, how to reach consensus without trust, and the math of optimal decisions.

Blockchain and Digital Finance

Six lessons on blockchain technology, digital wallets, smart contracts, and the XRPL ecosystem.

XRPL Deep Dive

Three lessons on XRPL protocol primitives, peer-to-peer credit via trust lines, and stablecoin settlement infrastructure.

The Enforcement Layer

Three lessons on why enterprise blockchain fails, how smart contracts replace professional intermediaries, and the governance layer that makes tokenized finance work.

The Convergence

Three lessons on local-first architecture, the blockchain-AI convergence thesis, and how Covey's stack brings it all together.